BKID0000003
Bank of India — BALLARD ESTATE
🏦 Branch Details
ℹ️ About IFSC Code BKID0000003
IFSC Code BKID0000003 is the unique identification code for the BALLARD ESTATE branch of Bank of India, located at MUMBAI, MAHARASHTRA. This code is issued and maintained by the Reserve Bank of India (RBI) and is mandatory for all electronic fund transfers in India including NEFT, RTGS, and IMPS transactions.
The full branch address for IFSC code BKID0000003 is: DARABSHAW HOUSENAROTTAM MORARJI MARG,. Customers who wish to transfer money to any account held at this branch must use this IFSC code to ensure the funds reach the correct destination without any delay or error.
🔤 IFSC Code BKID0000003 — Structure Breakdown
| Position | Value | Meaning |
|---|---|---|
| Characters 1–4 | BKID | Bank Code — represents Bank of India |
| Character 5 | 0 | Always "0" — reserved by RBI for future use |
| Characters 6–11 | 000003 | Branch Code — uniquely identifies BALLARD ESTATE branch |
💸 When to Use IFSC Code BKID0000003
You must use IFSC code BKID0000003 whenever you or someone else needs to transfer money to any account at the BALLARD ESTATE branch of Bank of India. Here are the most common uses:
National Electronic Funds Transfer — batch-based system, settles in hourly batches, no minimum/maximum limit.
Real Time Gross Settlement — instant, used for large amounts (minimum ₹2 lakh), settles in real time.
Immediate Payment Service — 24x7 instant transfer, available on holidays, maximum ₹5 lakh per transaction.
UPI uses IFSC code when linking a new bank account to apps like GPay, PhonePe, Paytm, or BHIM.
📋 How to Find Your IFSC Code
The IFSC code for Bank of India, BALLARD ESTATE branch can be found through these sources:
- Cheque book — printed on the MICR band at the bottom of every cheque leaf
- Bank passbook — printed on the first page alongside account details
- Bank's official website — available in the branch locator section
- Internet banking portal — shown in account/profile details
- Bank statement — often printed at the top or bottom of statements
- AllIndiaPinCode.store — search by bank name, city or branch instantly
🏦 About Bank of India
Bank of India is one of India's banking institutions operating under the regulatory oversight of the Reserve Bank of India (RBI). The BALLARD ESTATE branch at MUMBAI, MAHARASHTRA offers the full range of banking services including savings accounts, current accounts, fixed deposits, loans, and digital banking.
For any funds transfer to this branch, always use IFSC code BKID0000003 along with the beneficiary's correct 9-18 digit account number. If you are unsure about the account number, always confirm directly with the account holder before initiating a transfer.
⚠️ Important Tips for Using IFSC Code BKID0000003
- Transfer to wrong IFSC code
- Use old or outdated IFSC codes
- Share IFSC+account to strangers
- Trust unverified IFSC from SMS
- Verify IFSC from official bank site
- Double-check account number digits
- Start with a small test transfer
- Keep transaction reference number
🏦 Other Bank of India Branches in MUMBAI
These are other branches of Bank of India in MUMBAI: