🏦 IFSC Code

SBIN0001234

State Bank of India — HAJIGANJ

🏦 Branch Details

IFSC CodeSBIN0001234
Bank NameState Bank of India
BranchHAJIGANJ
CityPATNA
DistrictPATNA
StateBIHAR
AddressPATNA,STATE BIHAR,PIN 800008
MICR Code800002019

ℹ️ About IFSC Code SBIN0001234

IFSC Code SBIN0001234 is the unique identification code for the HAJIGANJ branch of State Bank of India, located at PATNA, BIHAR. This code is issued and maintained by the Reserve Bank of India (RBI) and is mandatory for all electronic fund transfers in India including NEFT, RTGS, and IMPS transactions.

The full branch address for IFSC code SBIN0001234 is: PATNA,STATE BIHAR,PIN 800008. Customers who wish to transfer money to any account held at this branch must use this IFSC code to ensure the funds reach the correct destination without any delay or error.

🔤 IFSC Code SBIN0001234 — Structure Breakdown

PositionValueMeaning
Characters 1–4SBINBank Code — represents State Bank of India
Character 50Always "0" — reserved by RBI for future use
Characters 6–11001234Branch Code — uniquely identifies HAJIGANJ branch

💸 When to Use IFSC Code SBIN0001234

You must use IFSC code SBIN0001234 whenever you or someone else needs to transfer money to any account at the HAJIGANJ branch of State Bank of India. Here are the most common uses:

⚡ NEFT Transfer

National Electronic Funds Transfer — batch-based system, settles in hourly batches, no minimum/maximum limit.

🚀 RTGS Transfer

Real Time Gross Settlement — instant, used for large amounts (minimum ₹2 lakh), settles in real time.

📱 IMPS Transfer

Immediate Payment Service — 24x7 instant transfer, available on holidays, maximum ₹5 lakh per transaction.

📲 UPI Payments

UPI uses IFSC code when linking a new bank account to apps like GPay, PhonePe, Paytm, or BHIM.

📋 How to Find Your IFSC Code

The IFSC code for State Bank of India, HAJIGANJ branch can be found through these sources:

  • Cheque book — printed on the MICR band at the bottom of every cheque leaf
  • Bank passbook — printed on the first page alongside account details
  • Bank's official website — available in the branch locator section
  • Internet banking portal — shown in account/profile details
  • Bank statement — often printed at the top or bottom of statements
  • AllIndiaPinCode.store — search by bank name, city or branch instantly

🏦 About State Bank of India

State Bank of India is one of India's banking institutions operating under the regulatory oversight of the Reserve Bank of India (RBI). The HAJIGANJ branch at PATNA, BIHAR offers the full range of banking services including savings accounts, current accounts, fixed deposits, loans, and digital banking.

For any funds transfer to this branch, always use IFSC code SBIN0001234 along with the beneficiary's correct 9-18 digit account number. If you are unsure about the account number, always confirm directly with the account holder before initiating a transfer.

⚠️ Important Tips for Using IFSC Code SBIN0001234

❌ Do NOT
  • Transfer to wrong IFSC code
  • Use old or outdated IFSC codes
  • Share IFSC+account to strangers
  • Trust unverified IFSC from SMS
✅ Always DO
  • Verify IFSC from official bank site
  • Double-check account number digits
  • Start with a small test transfer
  • Keep transaction reference number
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